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1. Are you and/or your immediate family property owners, homeowners, or landowners? (This question doesn't apply in the same way to Native, Indigenous, or displaced people whose relationship to land, inheritance, & ownership may be shaped by colonization)
Yes
B. Somewhat / limited ownership / unstable housing history
No
2. Have you had access to private education, graduate school, professional training, or an advanced degree?
Yes
Some access, but with financial strain or barriers
No, or access was significantly limited by finances, family responsibilities, immigration status, disability, systemic barriers, or other circumstances
3. Are you generally able to meet minimum payments on bills, credit cards, loans, or recurring expenses?
Yes, consistently
Sometimes, but it can be stressful or inconsistent
No, I often fall behind or have to choose between payments
4. Have you been able to easily access and afford health insurance for yourself and/or your family?
Yes, consistently
Sometimes, but it can be stressful or inconsistent
No, I often fall behind or have to choose between payments
5. Do you have little to no debt and/or meaningful disposable income available after basic needs are met?
Yes
Some disposable income, but it is limited or inconsistent
No, most income goes toward basic needs, debt, caregiving, or survival expenses

community-centered THERAPY RATES IN NORTH CAROLINA

Take The Equity Rate Quiz

This self-assessment is a reflection tool to help you identify which rate tier may best align with your current financial reality, access to resources, and capacity for care. There are no right or wrong answers. You will not be asked to prove income or justify your circumstances. This tool is rooted in trust, dignity, and community care.


Your result is a guide, not a requirement. Reduced Equity Rate spaces are limited and may be reviewed periodically to support both access and sustainability.

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