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Accepted Forms of Payment
Private Pay
Payment for services is due the day services are provided. We do require that a valid credit card be kept on file for all clients. Your credit card on file will be billed the morning of your scheduled session. We accept payment directly from clients, including cash, checks, or credit/debit cards. Payment is typically collected at the time of each session unless alternative arrangements have been made in advance.
Health Savings Accounts (HSAs) & Flexible Spending Accounts (FSAs)
If you have an HSA or FSA through your employer, you may be able to use those funds to cover therapy expenses. Please check with your provider to determine eligibility and any necessary documentation.
Reimbursable Mental Health Coverage
While insurance isn't accepted directly, your plan may allow for mental health services to be reimbursed to you. You may be eligible for reimbursement from your insurance company for a portion or all of the therapy fees. It's essential to understand your plan's deductible, co-insurance, and reimbursement rate for out-of-pocket mental health expenses.
Therapy Rates & Insurance in Raleigh, NC
Understanding Therapy Rates & Options
Here's exactly what to expect: how payment works, what sessions cost, and what to know about insurance before you book.
Session Rates
Rates are the same whether you're meeting in person in Raleigh or virtually across North Carolina or South Carolina.
Individual or couples session
(60 minutes): $229​
Individual intake session
(75 minutes): $289
Couples intake session
(90 minutes): $349
*For therapy intensive pricing, visit the Therapy Intensives page.
Reduced Equity Rates
A tiered rate structure is available for clients who would experience financial strain at the standard rate. If you are unsure which rate best aligns with your financial situation, take the Equity Rate Quiz for more clarity. You won't be asked to prove income or justify your situation, you're invited to choose the tier that honestly reflects your current reality.
Canopy Rate (Pay It Forward): $269
For clients with the financial capacity to pay above the standard rate, helping subsidize reduced-fee spots for others.
Stable or high income, no financial strain to pay this rate
Access to savings, family support, or reimbursable benefits (HSA/FSA, out-of-network coverage)
Want your investment to help make care more accessible for others
Choosing this tier is an act of community care.
Trunk Rate (Standard): $229
The standard fee, reflecting the true cost of specialized, ethical, sustainable care.
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Stable income, can meet basic needs consistently
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Can budget for therapy without cutting into essentials
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Want to support the ongoing health of the practice
This rate keeps the practice rooted and stable.
Rooted Support Rate: $179
For clients who can contribute meaningfully but would feel real strain at the standard rate.
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Stable but limited disposable income
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Managing costs like childcare, medical bills, or debt
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Would need to space sessions out further at the standard rate
Designed to keep care accessible while supporting practice sustainability.
Herd Care Rate: $99
A limited, reduced-fee option for clients facing significant financial hardship.
Unemployed, underemployed, or recently lost income
Facing housing, food, medical, or family-related instability
Couldn't begin or continue therapy without a lower rate
Because no one should have to carry everything alone.
Reduced Equity Rates are available on a limited basis.​ These rates are not charity. They are part of a community-centered model of care that recognizes that financial access is shaped by more than personal choice. Reduced Equity Rates are meant to support clients in receiving consistent care while honoring the real costs of sustaining a specialized therapy practice. Availability may be limited and reviewed periodically to ensure the model remains sustainable.
Cancellation & Insurance Questions